I hate budgets!!!!!
So after looking online for what seemed like an eternity tonight I found a budget worksheet that is compatible with excel. I had to edit it to meet my needs but I managed to do that and I love it. What I don’t love however is the filling it in part and finding out how fucked I really am. What I discovered is that I’m $24.00 short every month! Lovely! So not only do I not have enough money to pay all my shit, but I have no extra money for savings, or to pay extra on my debts. How fucking fabulous is THAT?! Obviously I need to change a few things in my life. I’m not sure what to do at this point but I welcome any and all advice!
indebted2debt 
I hate budgets too. I’m sure you’ve already thought about cutting out things like daily coffee, things like mani/pedis, massages, premium cable. Can your partner get a second job? Would you be able to freelance at home? I’m trying to think of things…eat out less…dump the smart phone (if you have one). It’s tough. Good luck.
Thanks for all the tips! I think I’m going to start with my cable/telephone/internet company. It’s the same company for all 3 and I am going to lower that bill because it’s one of the most expensive. Cutting out my coffee may be hard, but may be necessary! I am going to cut out buying lunch. I have already started that but still do occasionally buy the odd lunch…no more! As for either of us getting a second job, we both feel it’ll come at a cost since we lose nost of our time with our kid….not too usre the trade off is worth it even though it would help a lot when it comes to paying off our debt. I probably will end up looking for a better paying full time job, and my partner is due for a raise so we’ll see how that goes. I can’t dump my smart phone unfortunately since I’m under a contract, I’d actually have to pay a lot to get out of it. 😦 Stupid debt!!!